Pay anywhere with the FUDEX Card. We redeem only what you spend — at the moment you tap — so your tokenized funds keep working until the second they're needed.
Your tokenized funds stay invested and keep accruing. When you pay, the card redeems exactly the amount you need against your balance — nothing more.
Earn up to 2% back on every purchase — paid as fractional shares of the fund of your choice, so your rewards stay invested and compound.
See the tiers →Accepted at 100M+ Mastercard merchants worldwide. Conversion happens at the oracle NAV with the rate shown before every tap.
How redemption works →Every redemption is reported to Empire Stock Transfer's master ledger in real time. Freeze, unfreeze and set limits from the app instantly.
Compliance →Cashback scales with your average balance held across FUDEX.IO. Rewards are paid weekly as fractional fund shares — pick the fund, let it compound.
Pay in store or online like any Mastercard — Apple Pay and Google Pay included.
The card redeems only the amount of the purchase from your selected fund at oracle NAV.
The redemption posts to the Empire Stock Transfer master ledger and your wallet in real time.
Up to 2% flows back to you weekly as fractional fund shares — reinvested automatically.
No. Your tokenized funds stay invested until the moment of purchase. The card performs a just-in-time redemption for the exact transaction amount at the oracle NAV, so your position keeps accruing right up to the tap.
Cashback is paid weekly as fractional shares of the fund token you select (tIVV, tO or tMMF). Your rate is 0.5% base, scaling to 1% and 2% based on your average balance held across FUDEX.IO.
No annual, monthly or FX-markup fees. Conversion uses the oracle NAV and the rate is shown before you confirm a payment. Third-party ATM operators may charge their own fees.
Any KYC-verified, whitelisted FUDEX.IO user in a supported region. If you haven't verified yet, it takes a few minutes — start from "Get the card". Geographic restrictions apply.